Q2 2024 High Street Chambers: Most Trusted Divorce Law Firm 2024 – Singapore Featuring:
Welcome to the Q2 issue of our APAC Insider magazine, your quarterly source for all of the latest news and updates from across the Asia Pacific region. Here we present you with a plethora of articles to enjoy, including our celebratory article for award-winning High Street Chambers – our Most Trusted Divorce Law Firm 2024 in Singapore. With over 30 years of experience in its realm, the team at High Street Chambers are always looking for new ways to aid people through difficult times. When it comes to legal matters, which can be confusing and stressful, this firm ensures that our experience through this time is as seamless as possible, eradicating uncertainty and balancing our well-being through the process of divorce. Covering a range of news across the region, our Q2 2025 issue invites you to peruse the pages for insights and information – and, of course, inspiration throughout the region and beyond – to elevate your own business practices and outlook on different industries. We hope you enjoy reading this issue and we are excited to bring our Q3 issue to you for more exciting content in a few months’ time. Sofi Parry, Senior Editor Website: www.apac-insider.com AI Global Media, Ltd. (AI) takes reasonable measures to ensure the quality of the information on this web site. However, AI will not assume any legal liability or responsibility for the accuracy, correctness or completeness of any information that is available through this web site. If errors are brought to our attention, we will try to correct them. The information available through the website and our partner publications is for your general information and use and is not intended to address any particular finance or investment requirements. In particular, the information does not constitute any form of advice or recommendation by us or any of our partner publications and is not intended to be relied upon by users in making or refraining from making any investment or financial decisions. Appropriate independent advice should be obtained before making any such decision. Any arrangement made between you and any third party named in the site is at your sole risk and responsibility.
4. Why Australian Utility Companies Are Failing to Implement AI 6. More Than One in Two Organizations Acknowledge Gap in Understanding How Digital Technology Can Facilitate Achieving Sustainability Goals 8. Most Trusted Divorce Law Firm 2024 – Singapore 9. Are Australian Businesses Sitting on a Goldmine of Data? 10. The Top 3 Trends Revolutionising Financial Services for Everyday Australians Contents
News From March 25 to 28, the Boao Forum for Asia 2025 Annual Conference, themed “Asia in the changing World: Towards a shared Future.” was held in Boao, Hainan, China. Zhong Baoshen, Chairman of LONGi, was invited to participate in the ChinaAustralia Business Leaders Forum on March 26 under the theme “Deepening China-Australia Cooperation to Foster an Open Economy.” During the event, he shared solutions and future plans from the renewable energy sector on topics including promoting regional trade and investment growth, strengthening sci-tech innovation collaboration and industrial development, and advancing global energy transition. Zhong stated that LONGi actively embraces the open economic environment brought by the Regional Comprehensive Economic Partnership (RCEP), which provides long-term momentum for regional trade and investment growth, particularly facilitating deeper cooperation between China and Australia in renewable energy. For instance, the Memorandum of Cooperation on Deepening Implementation of the Free Trade Agreement signed between China and Australia in June 2024 has created more favorable investment and service trade conditions for clean energy industries such as photovoltaics (PV). Australia boasts abundant solar resources, and LONGi is supplying high-efficiency PV modules, BIPV (Building Integrated Photovoltaics) products, and hydrogen production equipment to the local market through its Australian subsidiary, driving growth in the local PV and green hydrogen sectors. Additionally, LONGi will leverage RCEP’s trade facilitation to optimize global supply chains, deepen its market presence in Australia, and collaborate with local enterprises to advance carbon neutrality goals. Regarding efforts to establish common Environmental, Social, and Governance (ESG) standards between China and Australia, Zhong emphasized LONGi’s support for unified green standards to reduce uncertainties in certification, carbon accounting, and supply chain management for renewable energy projects, thereby enhancing investment and trade efficiency. LONGi has already committed to 100% renewable energy manufacturing through initiatives like RE100, EP100, EV100, and the Science-Based Targets initiative (SBTi), actively promoting green manufacturing and reducing the carbon footprint of the PV industry chain to provide more eco-friendly products for Australia’s energy transition. The company also advocates for Sino-Australian collaboration in green investment and carbon trading, promoting ESG financial tools such as green bonds and carbon credit mechanisms to secure long-term funding for renewable energy projects. LONGi Chairman Zhong Baoshen Attends Boao Forum for Asia: Continuously Deepening China-Australia Tech Collaboration in Clean Energy In closing, Zhong summarized how Chinese and Australian enterprises can strengthen technological collaboration to foster healthy growth for both businesses and related industries. He highlighted that technological innovation is the core driver of sustainable development in the PV sector. LONGi is committed to deepening Sino-Australian scitech cooperation in clean energy, leveraging cutting-edge technologies to enhance energy efficiency and drive industry transformation. For example, through platforms like the China-Australia Joint Committee on Science and Technology Cooperation, LONGi will expand joint R&D with Australian universities, research institutions, and enterprises to explore more efficient and sustainable PV technologies. As early as 2018, LONGi established a long-term technical partnership with the University of New South Wales (UNSW), collaborating on research into high-efficiency PV technologies, renewable energy system optimization, and talent development in the field. The two parties also jointly launched a research project on “PV-Powered Water Treatment Systems,” exploring PV applications in environmental protection. Furthermore, LONGi’s world-record-breaking monocrystalline silicon cell efficiency of 27.30% and its 34.6% crystalline silicon-perovskite tandem cell efficiency— both recognized as global benchmarks—have been included in the Solar Cell Efficiency Tables by Professor Martin Green, the “Father of Photovoltaics” at UNSW. Notably, Australia ranks among the global leaders in rooftop solar adoption, with solar power once accounting for 80.5% of electricity supply in Western Australia, reflecting strong public acceptance and participation. The Australian government has also set a target for 82% of its electricity to come from renewables by 2030. Zhong concluded by emphasizing that in the context of deep decarbonization, electricity alone cannot meet all energy demands. Therefore, LONGi has strategically expanded into green hydrogen and green methanol businesses, converting low-cost clean electricity into green liquid and gaseous energy forms. Looking ahead, LONGi aims to deliver optimal solutions across photovoltaic systems, green hydrogen, and green methanol sectors. This strategy seeks to contribute greater value to the global energy transition while expanding the company’s long-term growth opportunities. Moving forward, LONGi will work closely with strategic partners in Australia to jointly achieve this goal. With policy support, infrastructure development, and technological innovation, Australia’s energy transition is poised to advance steadily toward a sustainable future.
News Increased Interest in These Destinations Leads to Added Destinations and Villa Options Villas of Distinction® Expands Luxury Villa Portfolio with New Offerings in London, Costa Rica, Sweden, and Japan Villas of Distinction® continues to elevate luxury travel with the addition of new luxury villa options in London, Costa Rica, Sweden, and Japan, providing discerning travelers with more opportunities to experience their dream vacations in ultimate privacy and comfort. “Today’s luxury traveler craves exclusivity, personalized experiences, and accommodations that seamlessly blend comfort with cultural immersion,” said Jamie Cash, chief operating officer for Villas of Distinction. “With our latest villa additions, we’re ensuring that our guests have access to some of the most spectacular properties in the world, whether they’re seeking an elegant urban retreat in London, a secluded rainforest hideaway in Costa Rica, or a serene waterfront estate in Sweden.” London remains one of the world’s premier luxury destinations, and Villas of Distinction has expanded its portfolio to offer travelers an unparalleled stay in the city. New villa options include an elegant historic townhome in Kensington and a modern penthouse with stunning skyline views. One of the most coveted additions, Draycott Place III, is a sophisticated twobedroom residence that captures the essence of London’s charm and contemporary style, making it the perfect home base for exploring the city in luxury. Costa Rica’s breathtaking landscapes and rich biodiversity have made it a top choice for travelers seeking adventure and relaxation. To meet this growing demand, Villas of Distinction has expanded its offerings with stunning properties in Puntarenas and Guanacaste. Among the new additions is Villa del Cielo, an eco-luxury retreat with panoramic ocean views, a spectacular infinity pool, and a tranquil jacuzzi. Whether exploring the rainforest, unwinding on a private beach, or indulging in world-class dining, these villas provide the ultimate Costa Rican escape. For travelers looking to experience the beauty and tranquility of Sweden, Villas of Distinction introduces its first-ever luxury villa rental in the country. The Lily Croft, a 750-square-meter architectural gem, offers a serene escape in the secluded bay of Mahraviken. Surrounded by pristine nature, this exclusive retreat provides panoramic sea views and direct access to Sweden’s diverse wildlife. Whether guests are seeking adventure or relaxation, this villa delivers an unparalleled Scandinavian luxury experience. As Japan’s luxury travel market continues to thrive, Villas of Distinction proudly adds Yukihyo, to its portfolio. This architectural masterpiece, nestled in a peaceful forest of birch and pine, offers an immersive experience for travelers who appreciate refined design and natural beauty. Named after the Japanese snow leopard, Yukihyo is a secluded sanctuary where elegance and tranquility coexist, making it a top choice for those seeking an exclusive retreat in Japan. With these new additions, Villas of Distinction remains committed to providing travelers with the finest selection of luxury villas worldwide, ensuring that every stay is as exceptional and memorable as the destination itself. For more information about luxury villas in one of these sought-after destinations, contact your travel advisor or visit VillasofDistinction.com or call 1-800-289-0900.
Over three quarters of businesses (76%) across Asia, Europe and the Middle East are intrigued by the potential of digital technologies, including AI and cloud computing in driving sustainable development, according to the latest survey report titled “Tech-Driven Sustainability Trends and Index 2024”, commissioned by Alibaba Cloud, the digital technology and intelligence backbone of Alibaba Group. However, the substantial energy consumption associated with these technologies is still reflecting a key barrier to broader adoption, as 61% of respondents still express concerns over the matter. This interest in the potential of AI, cloud computing and other advanced digital technologies to support sustainable development varies across regions, with emerging Asian markets leading the way (83%), followed closely by the Middle East (78%), Europe (74%), and developed Asian markets (72%). Notably, the Philippines (91%), Singapore (84%), Indonesia (81%), and Thailand (81%), demonstrate particularly high interest. Regional Variations in AI Adoption and Sustainability Efforts Despite this optimism, 59% businesses acknowledge gap in understanding how digital technology can assist in achieving sustainability goals with Asia leading at 63%, followed by Europe at 61% and the Middle East at 45%. Around two thirds (62%) of executives believe their organizations are lagging in adopting cloud computing and AI to accelerate progress towards sustainability goals. This concern is particularly noted in Singapore (80%), the Philippines (77%), and Japan (75%) and Hong Kong SAR (75%), indicating a pressing need for organizations to accelerate their technological adoption to advance sustainability. Overall, 82% of businesses agree that sustainable development in technology is paramount for their companies, with markets like Singapore (93%), the Philippines (91%), and Indonesia (89%) leading the charge. Companies increasingly recognize the multifaceted benefits of adopting digital technologies for sustainability including cost savings, improved operational efficiencies, and enhanced compliance with Environmental, Social, and Governance (ESG) regulations. AI and machine learning are viewed as the most crucial digital technologies for advancing corporate sustainability, with businesses in the Middle East (52%) placing greater emphasis on their importance compared to Europe (41%), emerging Asian markets (40%) and developed Asian markets (36%). Meanwhile, 81% of businesses feel human oversight is needed in guiding the development of digital technologies, including AI tools with the Middle East feel the strongest at 91%, followed by emerging Asian markets at 83%, Europe at 82% and developed Asian markets at 74%. However, the survey reveals a notable concern: 61% of respondents fear that the high energy consumption associated with digital technologies may hinder widespread AI adoption. This concern is even higher in Singapore (85%), the Philippines (77%) and Hong Kong SAR (75%). Furthermore, 71% of businesses believe that the substantial energy consumption of digital technologies such as powering AI may outweigh its benefits with the highest concerns from Singapore (86%), the Philippines (84%) and Malaysia (81%). The report also highlights the importance of selecting technology providers that prioritize sustainability. When selecting a “green” cloud provider, approximately half of businesses prioritize those that use renewable energy (51%), maintain energy-efficient data centers (46%), and implement carbon footprint reduction initiatives (42%). Commitment to Green AI and Open-source Innovation “With feedback from decisionmakers across 13 markets, the survey report sheds light on the current attitudes and challenges businesses face in adopting AI and cloud computing for sustainability,” said Selina Yuan, President of International Business, Alibaba Cloud Intelligence. “At Alibaba Cloud, we are committed to supporting businesses on their sustainability journeys with scalable and sustainable solutions. By pledging to use 100% clean energy by 2030 and improving the energy efficiency at our global data centers, as well as optimizing Generative AI capabilities such as large language models (LLMs) performance, AI can be a powerful tool to improve efficiency and optimize energy consumption.” Alibaba Cloud has made notable progress in its green cloud initiatives. In the fiscal year ending March 31, 2024, the average power usage effectiveness (PUE) of the company’s self-built data centers improved to 1.200 from 1.215 the year before, with 56% of the electricity consumed coming from clean sources. Additionally, Alibaba’s green computing infrastructure has enabled clients to reduce their emissions by 9.884 million tons, a remarkable increase of 44% year-on-year. In addition, Alibaba Cloud is at the forefront of democratizing AI through its open-source initiatives, making advanced AI technologies accessible and affordable for businesses of all sizes. By releasing cutting-edge open-source models from its proprietary large language model Qwen family, including Qwen2.5VL and Qwen2.5-1M and its video foundation model Tongyi Wanxiang (Wan), Alibaba Cloud empowers developers to create task-specific AI applications that are both efficient and costeffective. These open-source models have already inspired over 100,000 derivative models on More Than One in Two Organizations Acknowledge Gap in Understanding How Digital Technology Can Facilitate Achieving Sustainability Goals
APAC Insider Q2 2025 | 7 Hugging Face, showcasing their global adoption and versatility. By promoting smaller parameter models, Alibaba Cloud reduces the cost and energy consumption of AI training and deployment, fostering a collaborative ecosystem that drives energyefficient innovation. Surveying 1,300 decisionmakers across 13 markets, “Tech-Driven Sustainability Trends and Index 2024” aims to provide valuable insights into the evolving landscape of corporate sustainability. The survey report underscores the essential role of technology in driving impactful change, while highlighting the need for businesses to adopt AI and cloud computing responsibly to address energy consumption concerns and bridge the gap in sustainability efforts.
APAC Insider Q2 2025 | 8 With a focus on providing practical solutions for clients in as straightforward a manner as possible, High Street Chambers in Singapore is built on the cornerstones of excellence in client care and top-quality legal work. The firm is headed up by Remya Aravamuthan, an advocate and solicitor who has been steering her clients through complex family law, insolvency, and Shariah law cases for more than three decades. For over 30 years, Remya Aravamuthan has represented her clients in a number of high-profile and complex cases, leveraging her expertise, strong educational background, and admissions to offer people the best possible chances of a successful outcome. Prior to establishing High Street Chambers in 2015, Remya worked at the Singapore bases of some of the world’s most acclaimed law firms, experience that would prove invaluable in her securing such coveted positions as a community justice lawyer at the State Courts of Singapore. A multi-award-winning Legal Aid Bureau lawyer listed by the Asia Law Network, just some of the highlights of Remya’s legal career include securing admissions in India, Singapore, and England & Wales, as well as representing clients across a number of successful appeals to the Supreme Court of Singapore. These include representing the husband in a split care case for the custody of two children and another case representing a wife applying for permission to commence proceedings against her husband – a landmark decision. Since he joined High Street Chambers in 2023, Benjamin Khoh has served as a General Counsel to advise the firm internally, overseeing key elements of the firm’s management, strategies, and relationship with clients. Benjamin has also assisted senior and foreign counsels in high profile commercial disputes and family disputes as part of his legal experience. In December 2024, he was appointed as a Lecturer (adjunct) in Law at several prestigious universities, while being engaged in academic writing and legal research. He teaches undergraduate courses in Commercial Law, Professional Legal Skills, and Family Law. On the back of the strengths of this duo, Hight Street Chambers offers up its expertise in a number of diverse areas, from divorce and family law to disputes and litigation, private wealth and estate planning, corporate advisory and commercial transactions, appeals and high court practice, and much more. Such a wide range of legal services – and its exemplary nature in all of these practice areas – has led to the firm receiving a number of accolades and awards over the years, including being listed in Singapore’s SME 500. This award reflects High Street Chambers’ mastery in the field of divorce law, an area Remya is highly experienced in. From overseeing a stay of Singapore proceedings as a result of a pending foreign divorce to successfully representing a plaintiff husband in an acrimonious divorce case that saw the division of matrimonial assets disputed – with no evidence being provided by either side, nonetheless – Remya’s experience and successful track record make this just one of the areas in which she is highly trusted. Even with divorce and annulment rates having fallen in Singapore over the past few years, it is still necessary for those going through the process to have someone on their side for support, as working out the specifics can often prove more complex than initially thought – even in cases of uncontested divorce, which is where couples agree on the likes of custody and asset division. Regardless of the specifics of a divorce, the personal and professional legal advice that Remya delivers allows her clients to navigate proceedings effectively. “Divorce involves complex legal and emotional considerations. Engaging an experienced family lawyer ensures that your rights are protected and helps you navigate the process effectively.” Ultimately, whether for help traversing a messy divorce, advice on a case relating to Shariah law, support with an insolvency-related proceeding, or any other form of legal assistance in these aforementioned areas, High Street Chambers holds the key to best possible outcome. Be it Remya Aravamuthan’s track record of excellence or the unwavering support delivered by Benjamin Khoh, all elements of the firm add up to greatness, making High Street Chambers a worthy winner of this award and deserving of a place in this programme. Email: [email protected] Company: High Street Chambers Web Address: www.highstchambers.com Most Trusted Divorce Law Firm 2024 – Singapore Jan25010
APAC Insider Q2 2025 | 9 By Samuel Spencer, CEO of Aristotle Metadata Data is one of the most valuable assets an organisation has. It’s expensive to collect, expensive to manage, and difficult to protect. And if it falls into the wrong hands? The reputational risk from data leaks can be immeasurable. But here’s the kicker: every organisation collects data, whether they know it or not. HR, finance, supply chain – all these functions are constantly generating and storing information about events in business every day. Yet, much of this data is sitting in the shadows, unmanaged and underprotected. This shadow data is outside the visibility of Chief Data Officers (CDOs), because it’s not thought of as “business data”. While this data can pose risks if it’s not unearthed, it also means that many Australian businesses are sitting on a goldmine! But, unlike real gold, once these assets are found they can be used and reused again and again to generate value. The challenge is, how do we uncover it? Mining the Data Goldmine: Think Like a Prospector Running with the goldmine analogy a little further, to excavate the riches of your hidden data, you need to think of yourself as a gold prospector. Do they randomly dig holes, hoping to hit the jackpot? No. They create a plan, survey the land, test areas for potential, and then strategically extract the most valuable deposits. The same approach should be applied to your data. The MAST Manifesto You need a structured methodology to uncover hidden assets, and that’s where the MAST methodology comes in. This is the manifesto that drives our work at Aristotle Metadata. It’s an acronym that represents the skills, culture and actions required for organisations to achieve good metadata governance. • Metadata: Metadata is critical to generating value from data. So we must promote the ease of documentation by people creating data. • Analysis: Good metadata is created by people by analysing business processes and data. People are the heart of data governance. • Support: The role of modern data governance teams is to support standards adoption, metadata reuse and improved data literacy. • Teamwork: Successful data governance programs come from collaboration within teams to deliver outcomes. But how do you go from theory to action? It starts with mapping out where your data lives and understanding how to extract value from it. 1. Map Your Organisation’s Data The first step is to build a map of your organisation to understand where your data resides. Right now, data is scattered across different departments, often invisible to the broader business. The key is to get a quick inventory of what exists before diving deeper. For example, HR may have valuable workforce insights that can help optimise productivity. Finance may hold transaction data that could identify new revenue streams. Supply chain data might reveal inefficiencies or predict disruptions before they happen. But without a map, you won’t know what you have — or where to start digging. 2. Start Small and Assess the Landscape Once you have an idea of where the gold is, start mapping it out for future extraction. This doesn’t mean launching a massive data transformation project from day one. It’s about finding quick wins. By documenting what data exists, where it’s stored, and how it’s used, you can create an enduring asset that allows you to track and protect your most valuable assets. Managing your data through a centralised searchable registry, ensures that valuable data doesn’t slip through the cracks and remain hidden in the shadows. 3. Sell Shovels, Not Just Gold You don’t get rich digging up gold. You get rich selling shovels. Unlike gold, which can only be extracted once, data can be used and reused to create value for your organisation. Once you’ve surveyed and mapped out your data, figure out how to share that map with others, both internally and externally. Here’s why: • Internally: If departments know what data is available across the business, they can collaborate more effectively. Operations can use customer service data to improve experiences. Marketing can leverage financial data to target the most profitable customers. • Externally: Data partnerships can open new revenue streams. Retailers sharing anonymised sales trends with suppliers can optimise inventory. Healthcare providers analysing patient data can improve treatments. The possibilities are endless. The key is making it easy for others to find and use your data. Telling people what data you hold, will help others innovate and create new insights. Think of it as creating a “shovel-selling” marketplace, providing access to insights rather than hoarding them in silos. The Real Cost of Leaving Your Data Buried Failing to harness data doesn’t just mean missing out on potential gold. It comes with real risks. Shadow data assets, left unmanaged, are easy targets for breaches. Regulatory compliance also becomes increasingly difficult when businesses don’t even know what data they have. Australian businesses need to shift their mindset. Managing data is not just an IT issue. It’s a strategic asset. Going forward, the organisations that thrive will be those that think like prospectors — mapping out their hidden data assets, assessing their value, and finding innovative ways to share insights. The goldmine is there. Are you ready to start digging? Are Australian Businesses Sitting on a Goldmine of Data? Sam Spencer
APAC Insider Q2 2025 | 10 By Mark Waller, Managing Director of One Click Life The Top 3 Trends Revolutionising Financial Services for Everyday Australians Technology is changing how Australians manage their money. AI, open banking, and mobilefirst financial tools are making financial admin faster, simpler, and more accessible. For too long, managing tax, loans, super, and banking meant dealing with different providers, juggling paperwork, and hoping you weren’t overpaying. But that’s shifting. Here are three changes making financial services work better for people. AI is Making Finance Smarter and Safer Artificial intelligence is cutting through financial admin in ways we couldn’t have imagined a decade ago. It’s answering questions instantly, tailoring financial recommendations, and making fraud detection sharper than ever. Instant customer support means you no longer need to wait days for an answer to a question about your tax return or loan application. AI-driven chat and virtual assistants are handling questions in real time, getting people the help they need without the frustration of long waits or generic responses. AI is also personalising financial management. It can analyse spending, tax deductions, and home loan repayments to flag ways to save money or optimise financial decisions. Not long ago, this kind of tailored advice was only available to people who could afford a financial adviser. Now, it’s becoming part of everyday banking and money management apps. And then there’s fraud detection. AI-powered regtech (regulatory technology) is catching fraudulent transactions faster and with more accuracy, helping keep Australians’ money safe from scams. Everything’s Becoming More Connected Financial services used to operate in silos. Your tax return was separate from your super, which had nothing to do with your mortgage, which wasn’t linked to your everyday banking. That’s changing, thanks to open banking and better integration tools. Now, financial products can work together. Data can flow securely between tax, lending, super, and banking, making financial admin smoother. Instead of manually entering the same details across multiple platforms, people can sync their accounts and track everything in one place. Open banking is giving Australians more control over their money. It allows people to share financial data between banks and fintech apps, making it easier to compare deals and switch to better products. Having all your financial information in one place also helps with budgeting, tax planning, and making informed decisions about loans or investments. Beyond convenience, this shift cuts down on errors and wasted time. Pre-filled tax returns, automated loan repayment tracking, and integrated banking tools mean less admin and fewer missed opportunities to save money. Finance is More Accessible Than Ever The days of needing to book an appointment, visit a branch, or navigate piles of paperwork are disappearing. Mobilefirst financial services mean Australians can manage their money whenever and wherever suits them. These apps are designed to be easy to use, which is especially important for people who aren’t financially savvy. They guide users through tax returns, mortgage applications, and insurance decisions in a way that’s simple to follow. This has reduced the need for expensive advisers and made financial services available to more people. Social media is also changing how people learn about money. Instead of relying on financial advisers, many Australians are turning to online communities, podcasts, and social platforms to educate themselves on personal finance. This kind of access to information is helping people make smarter financial choices, whether it’s understanding tax deductions, finding better home loan rates, or learning how to invest. All of these changes are lowering costs. Digital tools reduce the need for manual processing, cut down on mistakes, and automate tedious tasks, which means financial products and services are getting cheaper. The Future of Financial Services AI, better integration, and mobilefirst services are giving Australians more control over their finances. What used to be a frustrating, time-consuming process is now becoming seamless, with tools that save time and money. At One Click Life, we’re using these innovations to simplify financial admin, so Australians can manage tax, mortgages, insurance, and super in one place. As technology keeps improving, we’ll see even smarter automation and greater efficiencies, helping people take control of their financial futures with less hassle and cost. Financial services should work for people, not the other way around. The shift is already happening, and it’s only going to get better.
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