118 Credit is a legal, recognized and licensed money lender here in Singapore. Since 2010, we have provided an extensive range of money lending services for those in need of quick cash. Our borrowing process is both convenient and hassle-free — no endless applications and no long loan approval waiting times. Our repayment plans adhere to regulations set by the Moneylenders Act and Rules, you can expect fairness, convenience, transparency and quick responses from our experienced lending team.